The RBC Avion Visa Infinite Card is one of Canada’s most sought-after premium rewards credit cards and for good reason. It combines lucrative travel rewards, practical everyday benefits, and exclusive lifestyle perks into a single package. You can earn rewards whether you’re traveling abroad or just buying gas at home.
This guide will cover everything you need to know from its unique features, point-earning potential, and insurance coverage, to the fees, eligibility criteria, and how to apply online.
Why the RBC Avion Visa Infinite Card Is Different
Many travel rewards cards are narrowly focused, offering great perks only if you fly frequently with certain airlines. The Avion Visa Infinite is different, it’s built for versatility. You can redeem points for flights on over 130 airlines with no blackout dates, or use them for hotel stays, gift cards, merchandise, or even statement credits.
Another major advantage is the freedom of redemption. You’re not locked into a single airline loyalty program RBC lets you shop for the best travel deal and then apply your points. That flexibility is a big deal if you’ve ever been frustrated by blackout periods or limited seat availability.
It’s also worth noting that the card isn’t just for travelers, it includes fuel discounts, food delivery perks, and everyday purchase protection. That means the value doesn’t end when your trip does.
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Top Perks & Benefits
The RBC Avion Visa Infinite Card comes packed with valuable features designed to make your spending more rewarding. From travel privileges to everyday savings, these benefits go beyond just earning points, they help you get more value out of every purchase. Here’s a look at the top perks that make this card stand out.
1. Generous Welcome Bonus
One of the first things that sets the Avion Visa Infinite apart is its massive introductory offer. Upon approval, you’ll receive 35,000 Avion points without having to hit a high spending threshold. That’s often enough for a short-haul return flight within North America when booked through the RBC Rewards program.
On top of that, RBC frequently runs promotions where you can earn an extra 20,000 points if you meet certain spending goals within the first year. Together, that’s potentially 55,000 points, a significant jump-start toward your next big trip.
2. Fuel Savings at Petro-Canada
If you drive regularly, this benefit alone can make the card worthwhile. By linking your Avion Visa Infinite to your Petro-Points account, you get:
- Instant 3¢ off per litre at Petro-Canada gas stations
- 20% more Petro-Points on every fuel purchase
This is a true set-and-forget perk. Once linked, the discount applies automatically at the pump, no coupons, no codes, just instant savings.
3. Free DoorDash DashPass
For 12 months, cardholders enjoy complimentary DashPass, DoorDash’s premium subscription service. This means:
- $0 delivery fees on eligible orders over the minimum subtotal
- Reduced service fees
- Exclusive discounts from partner restaurants
If you order takeout even twice a month, this perk can save you well over $100 annually.
4. Comprehensive Travel & Device Insurance
Travel mishaps happen but this card has you covered. The insurance package includes:
- Trip Cancellation Insurance: Up to $1,500 per person / $5,000 per trip for non-refundable costs
- Trip Interruption Insurance: Helps cover unexpected travel changes mid-trip
- Emergency Medical Insurance: Essential for international travel, covering emergency medical expenses
- Lost or Delayed Baggage: Up to $500 for every 4 hours of delay
- Mobile Device Insurance: Up to $1,500 for smartphones and tablets purchased with your card
This level of coverage is comparable to many standalone insurance policies, adding real value for frequent travelers.
5. Purchase Protection & Extended Warranty
When you make an eligible purchase with your Avion Visa Infinite, it’s covered for 90 days against theft, damage, or loss. Additionally, the manufacturer’s warranty is extended by up to one extra year, a benefit that can save you hundreds if a product fails just after the original warranty expires.
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Earning Avion Points
The RBC Avion Visa Infinite offers a simple yet rewarding points system designed for both everyday spending and travel purchases.
- 1 Avion Point per $1 spent on everyday purchases like groceries, gas, and dining.
- 1.25 Avion Points per $1 spent on eligible travel purchases, such as flights, hotels, tours, and car rentals.
There’s no limit to how many points you can earn, and your points will never expire as long as your account remains open and in good standing. This makes it easier to save up for larger redemptions over time. Whether you’re a frequent traveler or someone who prefers to collect points for special occasions, the structure is flexible enough to suit different spending styles.
Redeeming Your Points
RBC Avion Points are known for their versatility, giving you multiple ways to use them depending on your needs:
- Travel: Book flights, hotels, car rentals, cruises, and vacation packages through the RBC Rewards Travel Centre. You’ll have access to competitive rates and no blackout dates for flights.
- Pay with Points: Apply your points directly toward your credit card balance to help reduce what you owe.
- Gift Cards & Merchandise: Redeem points for gift cards from popular retailers or shop from a wide selection of products in the RBC Rewards catalogue.
- Points + Cash: Combine points with cash if you don’t have enough points for a full redemption, offering more flexibility.
The minimum travel redemption starts at 1,000 points for $10, so even smaller balances can be put to use for weekend getaways or short trips. For big vacations, you can save up and get maximum value per point.
Fees & Interest Rates
As a premium travel rewards card, the RBC Avion Visa Infinite comes with certain fees and interest rates you should be aware of:
- Annual Fee: $120
- Additional Card Fee: $50
- Purchase APR: 20.99%
- Cash Advance & Balance Transfer APR: 22.99%
To make the most of your rewards, pay your balance in full each month. This way, you avoid interest charges and ensure that the benefits of your points outweigh the cost of the annual fee.
Eligibility Requirements
Before applying, make sure you meet the basic requirements for the RBC Avion Visa Infinite:
- Be a Canadian resident.
- Be the age of majority in your province or territory.
- Have a personal annual income of at least $60,000 or a household income of at least $100,000.
- Meet RBC’s credit approval criteria based on your credit history and score.
If you’re unsure about meeting these requirements, RBC offers a pre-qualification tool that lets you check your eligibility without affecting your credit score, a safe way to know before applying.
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How to Apply Online
The online application process for the RBC Avion Visa Infinite is quick, straightforward, and secure:
- Visit the RBC Website: Go to the Avion Visa Infinite card page.
- Review the Details: Carefully read through the card’s benefits, fees, and terms to ensure it’s the right fit for you.
- Complete the Application: Fill in your personal, financial, and employment information.
- Submit for Review: Some applicants receive instant approval; others may be contacted for more information.
- Receive Your Card: Once approved, your card will arrive in the mail within about a week.
For faster processing, have your personal ID, income details, and contact information ready before you start the application.
The RBC Avion Visa Infinite Card is a rare balance of premium travel perks and everyday value. From its large welcome bonus to fuel savings, food delivery benefits, and flexible point redemptions, it’s designed to reward both frequent travelers and homebodies alike.
If you meet the income requirements and use the card strategically, the perks can easily outweigh the annual fee making this one of the top all-around rewards cards in Canada.
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